University Of Metaphysical Sciences, Scholarship Guidelines

Scholarship Guidelines & Work Trade

UMS offers partial scholarships by waiving the $195 downpayment on the long term four year payment plan. This is for students who can start with the $50/60 per month payments, but cannot come up with the first $195.

We also offer partial work trade opportunities involving translations, catalog distribution and blogging. This can cut your tuition costs in less than half, approximately $25 per month.

Scholarship Application Form
You must also submit this Scholarship Application at the same time you submit an Application for Work Trade.

Please be honest if you are not in extreme poverty without a possibility of meeting our low monthly payment plan. Most low income people in the USA and other affluent countries can still meet our $50 per month payment plan. Those who are on disability or SSI, or who receive a government check every month, are not eligible for scholarship awards based on that alone. All must qualify financially and show income versus expenses.

All scholarship awards are given only for the long term plan prices. No scholarships are awarded on the pre-pay, short or medium term plan prices. If you eventually end up paying your classes off early, the $195 must be paid back.

Work Trade
(application forms below)

Work trade arrangements are limited and you must apply for them to see if there is space. Please feel free to apply for these positions if you are interested and can do these types of work.

All work trades are at the price of the long term payment plan, even if you complete the trade in less time. There is a lot of work for staff in providing these work trade options for study at UMS, so we cannot do the work trade scholarships for less than the full price of the long term payment plan.

There is no work trade for the course materials payments. Only tuition can be reduced by work trade scholarships. All students must pay for course materials. If you are getting internet downloads, it is only $155. There are also affordable payment plans for the postal mail course materials.

Tuition can be reduced through the work trade program, but students must still pay $15 per month toward tuition and the rest can be worked off. Your first payment would be $56 plus your choice of course materials delivery (about $10), as the remainder of the $195 downpayment is spread out over the next few months. Between the $15 per month toward tuition and the $10 per month toward course materials, you can attend UMS for only $25 per month and work the other $35 per month off in work exchange.

You can work the tuition off sooner than later if you want to, so if you do more than $35 per month worth of work exchange, it will be counted toward your work exchange for the next month.

Attend UMS For Approximately $975
Through Work Trade

In essence, the work exchange program allows you to attend UMS for approximately $675 if you do internet downloads, and the rest can be done through work exchange. (Work Trade scholarships do not waive the $195 downpayment or the course materials.) This is a different kind of scholarship.

Your first payment would be $49.89, the first month of tuition, plus the course materials plan you choose. Approximately, your first month would cost about $60. Every month after that your cost could be about $20 and even get lower to $10 if you finish the course materials plan. The rest of the tuition can be worked off through work trade.

We do verify that work trade is done. We check on your work with various stores you report as locations by randomly calling themnow and then to make sure the catalogs are there. We check each blog to see that it is done correctly and recheck to make sure they are still there later, for these are expected to be permanent posts. Translations we see as they come in and determine the quality as it comes in. After your work is verified, the work trade credit is posted to your tuition balance. We do reserve the right to discontinue a work trade agreement if the work is not being performed or is not satisfactory.

Here is the breakdown on the financial outlook you are undertaking as a work trade student:

Tuition: $766 total for long term plan with work trade

$56 first month, and then $15 per month x 47 months

Course Materials, your choice: $465 or $209 total
depending on delivery method

$9.69 x 48 months postal delivery, $465 total

$9.50 x 22 months internet delivery, $209 total

To do any of the work trade opportunities below, you must also qualify for receiving the scholarship. Scholarship Application Form must be submitted ont he same day that any work trade application is submitted.

Work Trade Opportunities

Catalog Distribution: Scholarship / Work Trade
This work trade scholarship entails UMS sending you boxes of course catalogs to distribute to your locak metaphysical bookstore, health food store, yoga center, and other places where spiritual seekers frequent.

Blogging For UMS: Scholarship / Work Trade
This work trade scholarship entails blogging for UMS and making links to various parts of our websites, videos and course excerpts. You can do this through embedding videos on your website or blog, writing short articles about various metaphysical subjects, linking to three relevant urls, and creating content on the internet.

Language Translation of Courses: Scholarship / Work Trade
UMS is currently translating UMS courses into other languages besides English. We run the course through a couple of different computer translators, and then we need a human to straighten up the 30% of the course that didn't come out exactly as it should. Computers and software don't get it all perfect! We are working on Spanish translations specifically right now, but we are also open to other languages as well.

Guidelines & Suggestions

In addition to filling out the forms for any work trade you want to do, please submit the following as well to ums@umsonline.org.

The first step is to gather all your W2 forms, paystubs, and other pertinent proof of income. Also gather all rent receipts, bills, expenses, and a copy of the past three months of your bank account balance (you can black out your account number for privacy purposes). We must have copies of the past six months of all earnings versus all expenses and the past three months of your bank account balance form, or we cannot process your request for a scholarship award.

Please submit by fax, email or postal mail to the UMS/California all rent receipts, a balance sheet of your expenses versus your income, and copies of your W2 forms or payment amounts. A committee will review your request and make a decision within 2 weeks.

The second step is to create an expenses versus income sheet like the one below:

or download an Income/Expenses Form you can fill out and send in Here.

Expenses	per month	Income	per month
rent	$350.00	40 hours/week job	$800.00
electric & gas	$52.00	housecleaning jobs	$50.00
water	$25	healing work	$200.00
phone	$40	classes I teach	$200.00
food	$200
gas for car	$100
etcetera

At the bottom of this chart, show the total left over after the expenses column is subtracted from the income column.

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